Wednesday 13 October, 2010 A Response to health insurance undertakings only-child policy drop in the health care reform
Today Department of Health and Human Services (HHS) Secretary Kathleen Sebelius has sent a letter to the National Association of Insurance Commissioners (NAIC) about choices and health insurance companies have for offering only-child health insurance policies.
The answer comes weeks after insurers decided to stop the sale of-child policy due to a provision in the health care reform that children health insurance regardless of health guarantees. insurers valleys of coverage and other companies were leaving the market and clarification of open enrollment periods was But after defeating the insurance industry to about their decisions to leave the market, the HHS proposed some solutions.
In the letter proposed Sebelius:
Insurers can determine the number and length of the periods open enrollment for children, as long as it complies with the laws of the State.Rates can be modified by the State of health of children, as long as it is permitted in the State. States and insurers may impose a charge when individuals drop coverage and reapply. suggest regulations to prevent employers encourage employees to children to only-child policy instead of group policy.
Some States require all health insurance companies to health insurance regardless of pre-existing conditions for adults and children. but in other Member States there is no guarantee that insurers back in the market.
Kathleen Sebelius said, “nothing in the affordable Care Act, or any other existing federal law, let us to require insurance companies a certain type of policy at this time.”
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