Posted by Corinne M. on Mon, Nov 23, 2009 @ 02:06 PM Economic times are tough, so lots of people are looking for ways to save money on their health insurance. Many companies need to save money, too, and they’re shifting more of the costs of health insurance to employees. This may make group coverage more expensive for those who get coverage through their work.
Open enrollment, which is taking place now in most companies, is the perfect time to compare your group coverage with what’s available to you in an individual health plan. Start by looking at the costs, benefits and eligibility requirements of your employer’s 2010 group plan.Does your group health plan require your pay higher copays or higher deductibles in 2010?Is the amount you’re paying for health insurance going up?Do you have the opportunity to enroll your spouse and children under your plan?
If you don’t have access to affordable, adequate group health coverage, consider quoting individual health insurance. An individual health plan may offer you lower monthly premiums, more deductible choices, and options to cover spouses and children.
To find out if an individual health insurance plan might be the solution to the affordable coverage you need, explore the many resources at www.celtic-net.com and get a quote today!